:root{--navy:#191a4a;--navy-deep:#12133a;--navy-2:#23245c;--ink:#1c1d33;--ink-2:#45465e;--ink-3:#71728a;--gold:#c89b3c;--gold-deep:#a97f27;--gold-light:#e3c27d;--paper:#fff;--paper-2:#f8f6f1;--paper-3:#f1ede4;--line:#191a4a1f;--line-light:#ffffff24;--radius:20px;--radius-sm:14px;--sans:"Inter", -apple-system, BlinkMacSystemFont, sans-serif;--head:"Montserrat", "Inter", sans-serif;--ease-out:cubic-bezier(.22, 1, .36, 1);--shadow-soft:0 1px 2px #12133a0d, 0 10px 30px #12133a12;--shadow-lift:0 2px 6px #12133a0f, 0 26px 64px 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- 48px);margin-inline:auto}.container-wide{width:min(1380px,100% - 40px);margin-inline:auto}.section{padding:clamp(80px,10vw,140px) 0}.section-tight{padding:clamp(52px,6.5vw,90px) 0}.grid-2{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:clamp(36px,5vw,80px);display:grid}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;display:grid}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;display:grid}@media (width<=900px){.grid-2,.grid-3{grid-template-columns:minmax(0,1fr)}.grid-4{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}@media (width<=560px){.grid-4{grid-template-columns:minmax(0,1fr)}}.btn{font-family:var(--head);letter-spacing:.04em;transition:transform .45s var(--ease-out), box-shadow .45s var(--ease-out), background .3s ease, color .3s ease, border-color .3s ease;will-change:transform;border:none;border-radius:999px;align-items:center;gap:10px;padding:16px 32px;font-size:.92rem;font-weight:600;display:inline-flex}.btn:hover{transform:translateY(-2px)}.btn:active{transform:translateY(0)scale(.98)}.btn .arrow{transition:transform .45s var(--ease-out)}.btn:hover .arrow{transform:translate(4px)}.btn-gold{background:var(--gold);color:var(--navy-deep)}.btn-gold:hover{background:var(--gold-light);box-shadow:0 14px 36px #c89b3c66}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-2);box-shadow:0 14px 36px #191a4a52}.btn-outline-light{color:#fff;background:0 0;border:1.5px solid #ffffff59}.btn-outline-light:hover{border-color:var(--gold);color:var(--gold-light)}.btn-outline-navy{color:var(--navy);background:0 0;border:1.5px solid #191a4a4d}.btn-outline-navy:hover{border-color:var(--navy)}.text-link{font-family:var(--head);color:var(--gold-deep);letter-spacing:.03em;align-items:center;gap:8px;font-size:.95rem;font-weight:600;display:inline-flex}.text-link .arrow{transition:transform .4s var(--ease-out)}.text-link:hover .arrow{transform:translate(5px)}.topbar{z-index:100;position:absolute;top:0;left:0;right:0}.topbar.menu-open{z-index:300}.topbar.menu-open .ribbon{display:none}.topbar.menu-open .nav{position:fixed;top:0;left:0;right:0;box-shadow:none!important;-webkit-backdrop-filter:none!important;background:0 0!important;border-color:#0000!important}.ribbon{background:var(--gold);color:var(--navy-deep);text-align:center;font-family:var(--head);letter-spacing:.18em;text-transform:uppercase;padding:9px 16px;font-size:.72rem;font-weight:700}.nav{background:0 0;border-bottom:1px solid #0000;transition:background .4s,box-shadow .4s,border-color .4s}.nav.scrolled{z-index:100;-webkit-backdrop-filter:saturate(1.5)blur(20px);background:#12133ad1;border-bottom-color:#ffffff14;position:fixed;top:0;left:0;right:0;box-shadow:0 10px 40px #0a0a1e40}.nav.on-light:not(.scrolled){-webkit-backdrop-filter:saturate(1.5)blur(20px);border-bottom-color:var(--line);background:#fffc}.nav-inner{justify-content:space-between;align-items:center;height:78px;display:flex}.nav-links{align-items:center;gap:2px;list-style:none;display:flex}.nav-link{font-family:var(--head);letter-spacing:.06em;text-transform:uppercase;color:#ffffffd1;border-radius:999px;padding:10px 15px;font-size:.82rem;font-weight:600;transition:color .25s,background .25s;display:inline-block}.nav-link:hover{color:#fff;background:#ffffff17}.nav-link.active{color:var(--gold-light)}.nav.on-light:not(.scrolled) .nav-link{color:var(--ink-2)}.nav.on-light:not(.scrolled) .nav-link:hover{color:var(--navy);background:#191a4a0f}.nav.on-light:not(.scrolled) .nav-link.active{color:var(--gold-deep)}.nav-cta{background:var(--gold);color:var(--navy-deep);font-family:var(--head);letter-spacing:.08em;text-transform:uppercase;transition:background .3s ease, transform .3s var(--ease-out), box-shadow .3s ease;border-radius:999px;margin-left:12px;padding:12px 24px;font-size:.8rem;font-weight:700}.nav-cta:hover{background:var(--gold-light);transform:translateY(-1px);box-shadow:0 10px 28px #c89b3c66}.burger{z-index:210;background:0 0;border:none;border-radius:12px;width:44px;height:44px;display:none;position:relative}.burger span{width:22px;height:2px;transition:transform .4s var(--ease-out), opacity .3s ease, background .3s ease;background:#fff;border-radius:2px;margin:5px auto;display:block}.nav.on-light:not(.scrolled) .burger span,.burger.open span{background:var(--navy)}.burger.open span:first-child{transform:translateY(7px)rotate(45deg)}.burger.open span:nth-child(2){opacity:0}.burger.open span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.mobile-menu{z-index:200;-webkit-backdrop-filter:blur(28px);background:#fffffff7;flex-direction:column;justify-content:center;padding:100px 34px 44px;display:flex;position:fixed;inset:0}.mobile-menu a{font-family:var(--head);letter-spacing:.02em;color:var(--navy);padding:13px 0;font-size:1.5rem;font-weight:700;display:block}@media (width<=1080px){.nav-links,.nav-cta{display:none}.burger{display:block}}.fin-hero{background:linear-gradient(160deg, var(--navy-deep) 0%, var(--navy) 55%, #22246a 100%);color:#fff;isolation:isolate;align-items:center;min-height:100svh;padding:170px 0 110px;display:flex;position:relative;overflow:hidden}.fin-hero:before{content:"";z-index:-1;background:radial-gradient(900px 500px at 88% 12%,#c89b3c24,#0000 60%),radial-gradient(700px 500px at 5% 95%,#c89b3c14,#0000 55%);position:absolute;inset:0}.hero-arches{z-index:-1;opacity:.5;pointer-events:none;width:clamp(380px,46vw,760px);position:absolute;bottom:-12%;right:-6%}.hero-badge{color:var(--gold-light);font-family:var(--head);letter-spacing:.2em;text-transform:uppercase;background:#c89b3c1a;border:1px solid #c89b3c73;border-radius:999px;align-items:center;gap:10px;padding:9px 18px;font-size:.74rem;font-weight:700;display:inline-flex}.hero-badge .dot{background:var(--gold);border-radius:50%;width:7px;height:7px;animation:2.4s ease-in-out infinite pulse}@keyframes pulse{0%,to{box-shadow:0 0 #c89b3c80}55%{box-shadow:0 0 0 8px #c89b3c00}}.hero-tagline{font-family:var(--head);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-light);flex-wrap:wrap;gap:20px;font-size:clamp(.78rem,1.1vw,.92rem);font-weight:600;display:flex}.hero-tagline .sep{color:#ffffff4d}.stat-card{border-radius:var(--radius);-webkit-backdrop-filter:blur(10px);transition:transform .5s var(--ease-out), border-color .3s ease, background .3s ease;background:#ffffff0d;border:1px solid #ffffff1a;padding:30px 26px}.stat-card:hover{background:#ffffff14;border-color:#c89b3c80;transform:translateY(-4px)}.stat-value{font-family:var(--head);letter-spacing:-.02em;color:#fff;font-variant-numeric:tabular-nums;font-size:clamp(2rem,3.4vw,2.9rem);font-weight:800}.stat-value .accent{color:var(--gold)}.stat-name{color:#ffffff9e;margin-top:8px;font-size:.9rem;line-height:1.45}.param-card{border-radius:var(--radius);border:1px solid var(--line);background:var(--paper);transition:transform .55s var(--ease-out), box-shadow .55s var(--ease-out);flex-direction:column;display:flex;overflow:hidden}.param-card:hover{box-shadow:var(--shadow-lift);transform:translateY(-6px)}.param-card-head{background:var(--navy);color:#fff;padding:30px 32px 24px;position:relative;overflow:hidden}.param-card-head:after{content:"";pointer-events:none;background:radial-gradient(360px 180px at 90% -20%,#c89b3c59,#0000 65%);position:absolute;inset:0}.param-card-head .kicker{font-family:var(--head);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-light);font-size:.72rem;font-weight:700}.param-card-head h3{font-family:var(--head);margin-top:8px;font-size:1.35rem;font-weight:700}.param-list{flex-direction:column;flex:1;gap:13px;padding:26px 32px 32px;list-style:none;display:flex}.param-list li{color:var(--ink-2);align-items:flex-start;gap:12px;font-size:.97rem;line-height:1.5;display:flex}.param-list li svg{flex-shrink:0;margin-top:3px}.param-list li strong{color:var(--ink);font-weight:600}.rate-tag{font-family:var(--head);letter-spacing:-.02em;color:#fff;align-items:baseline;gap:6px;margin-top:14px;font-size:2rem;font-weight:800;display:inline-flex}.rate-tag .from{letter-spacing:.1em;text-transform:uppercase;color:#fff9;font-size:.78rem;font-weight:600}.rate-tag .pct{color:var(--gold-light)}.feature-tile{border-radius:var(--radius);background:var(--paper);border:1px solid var(--line);transition:transform .55s var(--ease-out), box-shadow .55s var(--ease-out), border-color .3s ease;height:100%;padding:32px 28px}.feature-tile:hover{box-shadow:var(--shadow-lift);border-color:#0000;transform:translateY(-6px)}.feature-icon{width:54px;height:54px;color:var(--gold-deep);background:#c89b3c1f;border:1px solid #c89b3c4d;border-radius:15px;place-items:center;margin-bottom:20px;display:grid}.feature-tile h3{font-family:var(--head);color:var(--ink);margin-bottom:8px;font-size:1.08rem;font-weight:700}.feature-tile p{color:var(--ink-3);font-size:.94rem;line-height:1.65}.chip{background:var(--paper);border:1px solid var(--line);color:var(--ink-2);transition:border-color .3s ease, transform .3s var(--ease-out), box-shadow .3s ease;border-radius:999px;align-items:center;gap:8px;padding:10px 18px;font-size:.9rem;font-weight:500;display:inline-flex}.chip:hover{box-shadow:var(--shadow-soft);border-color:#c89b3c99;transform:translateY(-2px)}.chip svg{color:var(--gold-deep)}.check-item{color:var(--ink-2);align-items:flex-start;gap:13px;font-size:1rem;line-height:1.55;display:flex}.check-item svg{flex-shrink:0;margin-top:3px}.timeline{flex-direction:column;gap:0;display:flex;position:relative}.timeline-item{grid-template-columns:84px 1fr;gap:clamp(18px,3vw,38px);padding-bottom:clamp(36px,4.5vw,56px);display:grid;position:relative}.timeline-item:last-child{padding-bottom:0}.timeline-rail{flex-direction:column;align-items:center;display:flex;position:relative}.timeline-num{background:var(--paper);border:1.5px solid var(--line);width:64px;height:64px;font-family:var(--head);color:var(--navy);z-index:1;border-radius:50%;place-items:center;font-size:1.15rem;font-weight:800;transition:background .35s,color .35s,border-color .35s,box-shadow .35s;display:grid;position:relative}.timeline-item:hover .timeline-num{background:var(--navy);color:var(--gold-light);border-color:var(--navy);box-shadow:0 12px 30px #191a4a47}.timeline-line{background:var(--line);width:2px;position:absolute;top:64px;bottom:0}.timeline-item:last-child .timeline-line{display:none}.timeline-body{padding:8px 0 0}.timeline-body h3{font-family:var(--head);color:var(--ink);margin-bottom:8px;font-size:1.14rem;font-weight:700}.timeline-body p{color:var(--ink-2);max-width:640px;font-size:.99rem;line-height:1.68}@media (width<=560px){.timeline-item{grid-template-columns:56px 1fr}.timeline-num{width:46px;height:46px;font-size:.95rem}.timeline-line{top:46px}}.navy-band{isolation:isolate;background:linear-gradient(150deg, var(--navy-deep), var(--navy) 60%, #22246a);color:#fff;border-radius:clamp(22px,3vw,36px);padding:clamp(56px,7.5vw,100px) clamp(28px,6vw,84px);position:relative;overflow:hidden}.navy-band:before{content:"";z-index:-1;background:radial-gradient(700px 380px at 85% 115%,#c89b3c47,#0000 65%);position:absolute;inset:0}.navy-band h2{color:#fff}.navy-band .lede{color:#ffffffc7}.bdm-card{border-radius:var(--radius);color:var(--ink);border:1px solid var(--line);box-shadow:var(--shadow-lift);background:#fff;flex-direction:column;gap:6px;padding:clamp(30px,4vw,44px);display:flex}.bdm-avatar{background:var(--navy);width:72px;height:72px;color:var(--gold-light);font-family:var(--head);letter-spacing:.04em;border-radius:50%;place-items:center;margin-bottom:16px;font-size:1.5rem;font-weight:800;display:grid}.bdm-contact-row{border-top:1px solid var(--line);color:var(--ink-2);align-items:center;gap:12px;min-width:0;padding:13px 0;font-size:1rem;display:flex}.bdm-contact-row svg{color:var(--gold-deep);flex-shrink:0}.bdm-contact-row a,.bdm-contact-row span{overflow-wrap:anywhere;min-width:0}.bdm-contact-row a:hover{color:var(--navy)}.field{flex-direction:column;gap:8px;display:flex}.field label{font-family:var(--head);letter-spacing:.04em;color:var(--ink-2);text-transform:uppercase;font-size:.8rem;font-weight:600}.field input,.field textarea,.field select{font-family:var(--sans);color:var(--ink);border-radius:var(--radius-sm);border:1.5px solid var(--line);resize:vertical;background:#fff;outline:none;width:100%;min-width:0;max-width:100%;padding:15px 18px;font-size:.98rem;transition:border-color .25s,box-shadow .25s}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--gold);box-shadow:0 0 0 4px #c89b3c24}.form-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;display:grid}.form-grid .full{grid-column:1/-1}@media (width<=640px){.form-grid{grid-template-columns:minmax(0,1fr)}}.footer{background:var(--navy-deep);color:#ffffffb3;padding:clamp(68px,9vw,104px) 0 0;position:relative;overflow:hidden}.footer:before{content:"";pointer-events:none;background:radial-gradient(800px 380px at 92% 0,#c89b3c24,#0000 60%);position:absolute;inset:0}.footer-grid{grid-template-columns:1.7fr 1fr 1.3fr;gap:clamp(32px,5vw,70px);display:grid;position:relative}@media (width<=900px){.footer-grid{grid-template-columns:1fr}}.footer h4{color:#fff;font-family:var(--head);letter-spacing:.2em;text-transform:uppercase;margin-bottom:20px;font-size:.78rem;font-weight:700}.footer-links{flex-direction:column;gap:12px;list-style:none;display:flex}.footer-links a{color:#fff9;transition:color .25s ease, padding-left .3s var(--ease-out);font-size:.95rem}.footer-links a:hover{color:var(--gold-light);padding-left:5px}.footer-contact{flex-direction:column;gap:13px;font-size:.95rem;list-style:none;display:flex}.footer-contact li{align-items:flex-start;gap:12px;display:flex}.footer-contact svg{color:var(--gold);opacity:.9;flex-shrink:0;margin-top:2px}.footer-contact a:hover{color:#fff}.footer-blurb{color:#ffffff8c;max-width:340px;margin-top:20px;font-size:.94rem;line-height:1.7}.footer-disclaimer{border-radius:var(--radius-sm);color:#fff9;background:#c89b3c12;border:1px solid #c89b3c4d;margin-top:clamp(46px,6vw,70px);padding:22px 26px;font-size:.84rem;line-height:1.65;position:relative}.footer-disclaimer strong{color:var(--gold-light);font-family:var(--head);letter-spacing:.06em;text-transform:uppercase;font-size:.76rem}.footer-bottom{color:#fff6;border-top:1px solid #ffffff14;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;margin-top:34px;padding:24px 0;font-size:.84rem;display:flex;position:relative}.marquee{white-space:nowrap;position:relative;overflow:hidden}.marquee-track{animation:34s linear infinite marquee;display:inline-flex}.marquee:hover .marquee-track{animation-play-state:paused}@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}.sticky-col{position:sticky;top:140px}@media (width<=900px){.sticky-col{position:static;top:auto}}.divider{background:var(--line);border:none;height:1px}.arch-deco{pointer-events:none;-webkit-user-select:none;user-select:none}@media (prefers-reduced-motion:reduce){*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}html{scroll-behavior:auto}}